Which of the following factors is least likely to affect an individual's resource management?

Fashion trends are least likely to affect an individual's resource management compared to the other factors listed. This is because while fashion trends may influence consumer choices and preferences in clothing or accessories, they do not inherently change the fundamental ways individuals manage resources such as time, money, or household items.

In contrast, education plays a significant role in shaping how individuals understand and utilize resources. It provides knowledge and skills that directly affect decision-making and efficiency in resource management. Cultural background also has a strong influence, as it encompasses values, traditions, and practices that guide how resources are viewed and utilized. Additionally, religious beliefs often dictate certain principles related to resource usage, such as tithing or ethical consumption, further impacting management decisions.

These factors create a framework that shapes a person's approach to managing their resources, making fashion trends the least impactful in this context.